WHAT ARE THE PROS OF MEDICARE ADVANTAGE PLANS

  Medicare Advantage plansThe Medicare system is introduced by the federal government to keep control of the health care needs of our senior citizens. A senior can easily enroll if they are above the age of 65. The Medicare plans comprise of two parts (A and B) which can be used to handle the medical needs related costs. While the health beneficiaries go a long way in helping the senior citizens, it frequently doesn’t take care of the expenses extensively.

As per the estimations, over 500,000 Nevadans can avail the benefits of Medicare Part A and Part B. However, only one-third of them will go for the Medicare Advantage Plan. As per the projections, every year about 10,000 more senior citizens enroll themselves in the Medicare Advantage plans as compared to the year before. Many insurers provide Medicare Advantage or Medicare Part C in Nevada.

LIST OF MEDICARE ADVANTAGE PROVIDERS IN NEVADA

 

Due to the large population of retirees living in Nevada, different insurers have started to provide the Medicare Part C insurance to the seniors. Some of the very famous providers are,

 

1- AARP

Clark County’s most excellent star rating is earned by the AARP HMO. UHC’s Senior Dimension holds good scores in other counties also.

 

2- Aetna

Their HMO plans also hold good quality rating.

 

3-Renown Health

In the Nevada Medicare Advantage memberships, this provider holds an impressive 10% of the total market share. Obtain rates for Medicare advantage plans.

 

4-Humana

This insurer has more than one-third of the total Medicare Advantage enrollments in Nevada.

It is always advised to compare rates of the different plans before considering any. Although most of the plans have a very high rating in Nevada, none of them has a 5-star rating. Hopefully, by 2020 we can see where some of the providers stand.

MEDIGAP PLANS AVAILABLE IN NEVADA

Medigap plans also known as the Medicare Supplement plans is the alternate option for the Medicare Advantage Plan. However, the premiums for the people who go for the supplement programs can be higher than that of the Medicare Advantage plans which include more benefits. Also, the MA plans have drug coverage which is also one of the most important things to keep in mind while comparing different plans. Another thing worth noting is that for not having the D coverage, the Medicare Original might also end up penalised. Therefore, it is clear that while comparing different plans, one should consider the MA plans over others.